Business & Commercial Insurance
Business & Commercial Insurance Information
Insurance options to help mitigate risk and protect your company
Risk is a common factor in everyday business. That's why SOGO Wealth & Risk Management offers a wide range of business insurance options to help mitigate risk and protect your company. Whether you have a small, mid-sized, large or even highly specialized business, our dedicated underwriting, claims and risk control services can match your unique coverage and compliance needs.
Small business insurance made simple
We know choosing the right insurance for your business is an important decision. That's why we offer one of the best portfolios of small business insurance coverages.
Whether you're a store owner, office professional or wholesaler, our flexible, streamlined small business insurance coverages are designed to protect you against the unique risks and exposures you face - so you can tend to your business and rest assured that it is protected in every imaginable way.
Mid-Sized Business
No matter what business you're in, having the right property and casualty protection for your industry is essential. Our Commercial Department sells a broad range of property and casualty insurance products targeting mid-sized, guaranteed cost businesses that have 50 to 1,000 employees and estimated insurance premiums of $50,000 to $1 million.
Our products are offered by industry. Each is designed with industry-specific underwriting, risk control and claims services - plus the ability to customize based on your business' risk needs.
To anticipate and meet the challenges of our mid-sized business customers, we offer a team of experts that help manage risks and resolve issues quickly.
Preferred Industries and Specialized Industries
The complex risk management needs of large organizations require flexible, customer-centric solutions. SOGO, through its National Accounts division, has access to industry leaders in providing tailored, loss-sensitive primary casualty programs for customers that generate $1 million or more in total cost of risk.
Flexible program design
We work closely with you to design outcome-driven solutions - either through a bundled casualty program, consisting of insurance, excess/aggregate risk transfer and claim services; unbundled individual risk transfer and captive programs.
Products and services help you achieve results
| · Architects & Engineers |
· Agribusiness |
· Building Services Contractors |
| · Bar & Tavern |
· Bar & Tavern |
· Educational Institutions |
| · Boiler & Machinery |
· Electrical Equipment Manufacturers |
· Clean Energy & Technology |
| · Equipment Dealers |
· Construction |
· Food Manufacturers |
| · Excess Casualty |
· Franchised Auto & Truck Dealers |
· Financial Institutions |
| · Health Care Organizations |
· Global Accounts |
· Hotels |
| · Inland Marine |
· Imported Products |
· National Programs |
| · Metal Manufacturers |
· National Property |
· Mineral Manufacturers |
| · Ocean Marine |
· Plastics & Rubber Goods Manufacturers |
· Oil & Gas |
| · Printers |
· Public Sector Services |
· Publishers |
| · Technology |
· Real Estate Owners & Managers |
· Transportation |
| · Restaurants |
· Retailers |
· Severe Products Manufacturers |
| · Severe Products Manufacturers |
· Textile Manufacturers |
· Wholesalers & Distributors |
| · Wood Manufacturers |
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Large Business
The complex risk management needs of large organizations require flexible, customer-centric solutions. SOGO, through its National Accounts division, has access to industry leaders in providing tailored, loss-sensitive primary casualty programs for customers that generate $1 million or more in total cost of risk.
Flexible program design
We work closely with you to design outcome-driven solutions - either through a bundled casualty program, consisting of insurance, excess/aggregate risk transfer and claim services; unbundled individual risk transfer and captive programs.
· SOGO offers a broad set of tools, consultative services and an expansive product portfolio to help you meet your objectives.
· Risk Management Information Services - e-CARMA®, an industry leading RMIS product, provides the information and reports you need to manage your loss costs, all in one integrated system.
· Claim Services - delivered locally and backed by our national claim services infrastructure. Field-based claim account executives support clients' claim service requirements.
· Risk Control Services - customized safety and occupational health risk assessments and specialized consulting services
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